Some of the characteristics of Dental Insurance include:

• Limitations, deductibles and annual maximums
• Waiting periods for major dental procedures
• Tedious and time-consuming written claims process
• Limitations/exclusions on pre-existing conditions
• Certain dental specialties, such as cosmetic dentistry, are
  rarely covered
• Consumers pay expensive monthly premiums for defined coverage
• Typically inaccessible to individuals and families unless provided by their employer

Some of the characteristics of Discount Dental Plans include:

• No annual limits, members enjoy discounts on most dental services all year long
• Most plans activate within 1 - 3 business days
• No tiresome paperwork hassles, plan membership card is presented for discounts on most dental services
• No health restrictions
• Select plans include discounts on dental specialties, including cosmetic dentistry and orthodontics
• Consumers pay affordable membership fees for access to a network of providers offering discounts on most dental procedures
• Available directly to individuals, families, businesses and groups

In short, discount dental plans are an affordable and easy-to-use alternative to dental insurance, and offer plan members significant savings on most dental procedures.